The Elite Rate Mortgage (T.E.R.M.)
T.E.R.M. offers some of our best fixed rates for customers needing an 80% loan or less with average or better credit qualifications.
While conventional loans require expensive price adjustments for credit scores, loan-to-value ratios and other lending factors, our T.E.R.M. program eliminates many of those allowing us to offer our best rates.
This program is ideal for refinancing if you have equity in your home or for buying a home with a 20% or larger downpayment.
The Elite Rate Mortgage is a limited offer subject to qualification based on applicable lending standards established by the bank and/or institutional mortgage investor and/or insurers. Property insurance is required. Offer void where prohibited by applicable law or regulation.