Lower interest rates without compromising great service.
Our fixed rates are consistently well below the national average!
At Triumph Bank, we deliver the very best interest rates we can to our customers in a direct to you model that places service first.
Using the newest technology, we're able to process loans quickly and with lower expenses across much of the nation without needing costly mortgage branches. Also, rather than buying expensive TV ads, we let our great low rates stand out with limited online marketing to make sure we're able to provide each customer a great experience.
Technology aside, as a real community bank our foundation remains built on service. We believe that online customers should also get the same type of personalized, one-on-one service community banks are known for (and great rates too).
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Go ahead. Pack those boxes. Your closing date is guaranteed.
When closing on a new home, many pieces all come together at once. Moving trucks, school admissions, time off work, seller's schedules, etc. can all come to a grinding halt if the financing is not ready.
We understand how critical being able to close on time can be and decided to act boldly by guaranteeing a closing date for most purchase loans.
Simply put, we will issue a closing date guarantee certificate which states clearly when your loan can close. If we cannot deliver on that date, we will pay $1,000 toward your first monthly payment. (Subject to conditions.)
So go ahead, get ready to move. We'll hold up our end and ensure your home loan is ready.
Local mortgage service, no matter where you call home.
Triumph Bank is first and foremost a REAL community bank and a direct lender. We’re based in Tennessee and make home loans across much of the country (40 states).
We’re also approved with many governmental mortgage agencies and insurers including: Freddie Mac, the Federal Home Loan Bank, FHA, VA and USDA Rural Housing.
We have access to all the best loan programs just like the big banks with much less bureaucracy and overhead so we can deliver great rates AND great service.
Home loans are a big part of our business and although we make loans in many states, we still treat each and every customer like a neighbor - It's just how we do business and part of the culture of our bank.
Choose from a wide selection of loan programs.
Choosing the right mortgage for your needs depends on many factors as well as your goals. We offer all the best available loan options to fit your individual needs and accomplish your goals. More importantly, our experienced loan officers are here to guide you to the perfect loan. Whether it's buying a home with not much cash up front or paying your home off sooner, we've got you covered.
We're approved as a direct lender with all the governmental agencies including FHA, VA, USDA-RD, FHLB-MPF, Freddie Mac, etc. as well as many institutional investors. We also access the capital markets to make sure we can deliver the best possible rates to you daily.
Read our real-time customer reviews.