HOME PURCHASE LOANS
There's no place like home.
Whether you are buying your first home or the last of many, our purchase mortgage specialists can help you each step of the way. Certainly you want a low interest rate and less closing costs - we deliver there. And, most importantly, we provide the assurance that your loan will close on time. We even guarantee it!
Our purchase mortgage specialists will devote the time to learn about your goals and financial plans. Then, they will craft a loan plan just for you - whether it's closing with the least amount of money, having the lowest possible payments or some combination of both. With the deep selection of loan programs we offer and the flexibility of being a direct lender, we have the options necessary to get you the best loan available for your individual needs. Get started online now or call us at 888-895-HOME for free expert advice.
Your closing date - guaranteed.
There's a lot to stress and worry over when buying a new home. We believe strongly that uncertainty about whether your loan will be ready to close on time should not be a worry.
In fact, we guarantee your closing date will happen on time (for owner-occupied primary homes - subject to certain conditions) or we'll pay $1,000 toward your first mortgage payment.
Getting prequalified allows you to know for certain how much you qualify for so you can shop for a home with confidence. You'll also get a prequalification certificate to help your negotiating position with sellers.
Our prequalification process is more comprehensive than most. Many lenders simply analyze your income and debts to determine the most mortgage you can afford. Our prequalification goes much further to eliminate any surprises once you have found the home you want.
All the best loan programs.
Choosing the right mortgage for your needs depends on many factors. We offer all the best available loan options to fit your individual needs and accomplish your goals. More importantly, our experienced loan officers are here to guide you to the perfect loan. Whether you're buying your first home or the last of many we've got you covered.
Just like the big banks, we're approved as a direct lender with all the governmental agencies including FHA, VA, USDA-RD, FHLB-MPF, Freddie Mac, etc. as well as many institutional investors. We also access the capital markets to make sure we can deliver the best possible rates to you daily. Unlike the big banks, we believe that our reputation is earned by doing the right thing and providing personal service to each and every customer.
First time buying a home?
Buying your first home is a big deal! We get it. Relax, you've come to the right place.
You may have lots of questions so please go ahead, give us a call. Buying a home brings freedom and opportunities as well as responsibilities. We'll make sure you have all the information you need and take the time to ensure you are informed about each step of the process.