Getting prequalified is the smart, first step to take when buying a home.
Getting prequalified allows you to know for certain how much you qualify for so you can shop for a home with confidence. You'll also get a prequalification certificate to help your negotiating position with sellers.
Our prequalification process is more comprehensive than most. Many lenders simply analyze your income and debts to determine the most mortgage you can afford. Our prequalification goes much further to eliminate any surprises once you have found the home you want.
We review your credit reports and credit scores through all three repositories, your income and asset documentation then review your proposed loan for all factors not specific to the property itself. Once you find a home, the contract is sent to us, an appraisal is conducted and you can move to closing much faster.
Best of all, it's fast and free. We don't charge anything for prequalification and, we'll get back to you quickly (usually the same day - or the next business morning at the latest).
So, to get started, click below for our quick, easy online application or call us at 888-895-HOME and we'll be glad to help you via telephone.